First time home buyers in today's Corona real estate market have to be very conscious of their credit. Simply put the better your credit score, the better chance you will have of getting your first time home buyer loan at a good interest rate.
Unfortunately many Corona first time home buyers are using some of the online sites, like AnnualCreditReport.com and CreditReport.com. According to a report by MSNBC, if you're a Corona first time home buyer using one of these sites, your credit may have been hacked and is being sold.
"Well trafficked websites like AnnualCreditReport.com, Equifax.com, or CreditReport.com are being hacked and consumer data stolen from them."
"The credit profiles of individuals with strong credit scores (750+) are being pilfered and sold for as much as $80 in underground, online black markets."
To Read More...
Thursday, March 29, 2012
Sunday, March 18, 2012
Riverside first time home buyers credit should you close that account?
First time home buyers in the Riverside real estate market, among other things, have to pay close attention to how they manage their credit.
Unfortunately combining internet misinformation and advice from well meaning friends and family can have disastrous results on your first time home buyer credit and ultimately keep you from buying your first home in Riverside.
It would seem like common sense that if you have an account on your credit report that you're no longer using, the prudent thing to do would be to close that account.
But common sense and FICO "score sense" can be very different and not knowing the difference can have "unanticipated consequences" on otherwise good first time home buyers credit score.
Read More...
Unfortunately combining internet misinformation and advice from well meaning friends and family can have disastrous results on your first time home buyer credit and ultimately keep you from buying your first home in Riverside.
It would seem like common sense that if you have an account on your credit report that you're no longer using, the prudent thing to do would be to close that account.
But common sense and FICO "score sense" can be very different and not knowing the difference can have "unanticipated consequences" on otherwise good first time home buyers credit score.
Read More...
Monday, March 12, 2012
Corona first time home buyers has the bottom of the housing market come and gone?
There are no lack of predictions for Corona first time home buyers on the bottom of the housing market, and if you're one of the many first time home buyers in Corona who are still sitting on the fence and focusing on short term prices as opposed to the long term investment value of your first home in Corona, this video from the Today Show, should give you some food for thought.
We have helped thousands of families take the big step of owning their first home and they all have one thing in common: When they were ready they, contacted us.
We have helped thousands of families take the big step of owning their first home and they all have one thing in common: When they were ready they, contacted us.
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