The top 10 Credit Myths for Corona first time home buyers

On April 1, 2012 the bar was raised for Corona first time home buyers and a credit score of 640 is now the baseline for first time home buyer credit and first time home buyer loans.

You can still be approved for a first time home buyer loan in Corona with a lower score, but a little credit restoration can go a long way to making your dream of homeownership in Corona a reality at an affordable interest rate.

If you're not careful restoring your credit can have a lot of land mines which in the end will do more harm than good to your first time home buyer credit. Understanding the difference between "common sense" and "FICO score sense" will save you a lot of time and money.

Watch this video from Linda Ferrari, a credit restoration expert, on the top 10Corona first time home buyer credit myths

Corona first time home buyers has your credit been hacked?

 First time home buyers in today's Corona real estate market have to be very conscious of their credit. Simply put the better your credit score, the better chance you will have of getting your first time home buyer loan at a good interest rate.

Unfortunately many Corona first time home buyers are using some of the online sites, like AnnualCreditReport.com and CreditReport.com. According to a report by MSNBC, if you're a Corona first time home buyer using one of these sites, your credit may have been hacked and is being sold.

"Well trafficked websites like AnnualCreditReport.com, Equifax.com, or CreditReport.com are being hacked and consumer data stolen from them."
"The credit profiles of individuals with strong credit scores (750+) are being pilfered and sold for as much as $80 in underground, online black markets."
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Corona first time home buyers have two words for the fence sitters

First time home buyers in Corona have two words for all the “fence sitters” who are still trying to decide if buying their first home in Corona is the right decision.

Buying a first home in Corona is NOT the right decision for everyone

You shouldn’t buy if renting better fits your lifestyle, if you haven’t made the commitment to owning or are focusing more on short term prices than long term investment.

There are thousands of families in Corona who decided that owning their first home in Corona was the right decision and they have two words for those of you still sitting on the fence.

The two words?
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Corona first time home buyers credit how ill inquiries affect your credit score?

The number one question asked by Corona first time home buyers about their credit is: How will inquiries affect my credit scores?

First time home buyers, as they search for their first home in Corona, are going to get a lot of information and a lot of misinformation. Misinformation about your first time home buyer credit score can have disastrous implications. The best information about Corona first time home buyer credit comes from a credit repair professional.

One of our partners, is Dedicated Credit Repair. Watch this video as they explain how inquiries will affect your first time home buyer credit.


For more information on first time home buyer credit - Click Here

If you're ready for help with your credit scores - Click here for a free consultation

We’ve helped thousands of first time home buyers with their education and cleared up a lot of "mis-education" too. These first time homebuyers all did the same thing: they took the first step and contacted us.

Corona first time home buyers paying too much attention to home prices?

Why does the third richest man in the world (Warren Buffett)  think that first time home buyers like you should get off the proverbial fence? Because owning your first home is the best way to increase your net wealth!

Unfortunately too many first time home buyers pay way too much attention to short-term price changes. They're so worried that prices might drop a little and feel that maybe they should wait to buy something.

Of course if you think you can predict the future  then by all means roll the dice!

However, the reality is that price, within reason, really should be a secondary matter in your search for a good property to purchase. In 2020 or 2022, you won’t even remember the 2012-2013 price fluctuations. You’ll just be gloating to yourself how brilliant you were buying into the market ten years ago. Not only will you have purchased a great property at the most affordable pricing seen in decades, but you will probably have locked in an outrageously low interest rate.

If it's good enough for Warren Buffett it might a good enough reason for you.

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Riverside first time home buyers what does Warren Buffett say about buying a home?

There's so much information for first time home buyers to digest when it comes to deciding whether now is the time to buy their first home, it can be very hard to know what would be the best decision for you and your family.

There are plenty of experts and "fakexperts" out there with opinions on buying your first home, but one of the richest men in the world would buy hundreds of them.


We have helped hundreds of first time home buyers in Riverside and San Diego Counties make the right Buy v Rent decision. They all have one thing in common, they took the first step and contacted us.

Corona First time home buyers to buy or not to buy?

That is the question!

Corona First time home buyers are bombarded with "buy, buy, buy" or "don't, don't, don't"  when it comes to buying their first home in Corona. There are good reasons on both sides and it can be difficult for first time home buyers to know which is best for their family and there's as much misinformation as accurate information.
Buying your first home in Corona is the most important financial decision you will make and unless you're committed to the lifestyle, ready to make a long term investment and are prepared to take the necessary steps, DON'T DO IT!

  But if you like the challenge of the daily "recon" mission for a parking place or if Saturday mornings in the laundry room are the highlight of your social week, then apartment living is right for you and you should stay put.
But let's take a look at this from a more pragmatic point of view: Unless you're living in your parent's guest room, basement or casita, you have to live somewhere and pay someone else for the privilege.
So what will you do when your lease expires?
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