Thursday, March 29, 2012

Corona first time home buyers has your credit been hacked?

 First time home buyers in today's Corona real estate market have to be very conscious of their credit. Simply put the better your credit score, the better chance you will have of getting your first time home buyer loan at a good interest rate.

Unfortunately many Corona first time home buyers are using some of the online sites, like AnnualCreditReport.com and CreditReport.com. According to a report by MSNBC, if you're a Corona first time home buyer using one of these sites, your credit may have been hacked and is being sold.

"Well trafficked websites like AnnualCreditReport.com, Equifax.com, or CreditReport.com are being hacked and consumer data stolen from them."
"The credit profiles of individuals with strong credit scores (750+) are being pilfered and sold for as much as $80 in underground, online black markets."
To Read More...

Sunday, March 18, 2012

Riverside first time home buyers credit should you close that account?

First time home buyers in the Riverside real estate market, among other things, have to pay close attention to how they manage their credit.
Unfortunately combining internet misinformation and advice from well meaning friends and family can have disastrous results on your first time home buyer credit and ultimately keep you from buying your first home in Riverside.

It would seem like common sense that if you have an account on your credit report that you're no longer using, the prudent thing to do would be to close that account.

But common sense and FICO "score sense" can be very different and not knowing the difference can have "unanticipated consequences" on otherwise good first time home buyers credit score.

Read More...

Monday, March 12, 2012

Corona first time home buyers has the bottom of the housing market come and gone?

There are no lack of predictions for Corona first time home buyers on the bottom of the housing market, and if you're one of the many first time home buyers in Corona who are still sitting on the fence and focusing on short term prices as opposed to the long term investment value of your first home in Corona, this video from the Today Show, should give you some food for thought.

We have helped thousands of families take the big step of owning their first home and they all have one thing in common: When they were ready they, contacted us.


Sunday, March 11, 2012

Corona first time home buyers have two words for the fence sitters

First time home buyers in Corona have two words for all the “fence sitters” who are still trying to decide if buying their first home in Corona is the right decision.

Buying a first home in Corona is NOT the right decision for everyone

You shouldn’t buy if renting better fits your lifestyle, if you haven’t made the commitment to owning or are focusing more on short term prices than long term investment.

There are thousands of families in Corona who decided that owning their first home in Corona was the right decision and they have two words for those of you still sitting on the fence.

The two words?
Read on...

Saturday, March 10, 2012

Corona first time home buyers credit how ill inquiries affect your credit score?

The number one question asked by Corona first time home buyers about their credit is: How will inquiries affect my credit scores?

First time home buyers, as they search for their first home in Corona, are going to get a lot of information and a lot of misinformation. Misinformation about your first time home buyer credit score can have disastrous implications. The best information about Corona first time home buyer credit comes from a credit repair professional.

One of our partners, is Dedicated Credit Repair. Watch this video as they explain how inquiries will affect your first time home buyer credit.


For more information on first time home buyer credit - Click Here

If you're ready for help with your credit scores - Click here for a free consultation

We’ve helped thousands of first time home buyers with their education and cleared up a lot of "mis-education" too. These first time homebuyers all did the same thing: they took the first step and contacted us.

Wednesday, March 7, 2012

Corona first time home buyers paying too much attention to home prices?

Why does the third richest man in the world (Warren Buffett)  think that first time home buyers like you should get off the proverbial fence? Because owning your first home is the best way to increase your net wealth!

Unfortunately too many first time home buyers pay way too much attention to short-term price changes. They're so worried that prices might drop a little and feel that maybe they should wait to buy something.

Of course if you think you can predict the future  then by all means roll the dice!

However, the reality is that price, within reason, really should be a secondary matter in your search for a good property to purchase. In 2020 or 2022, you won’t even remember the 2012-2013 price fluctuations. You’ll just be gloating to yourself how brilliant you were buying into the market ten years ago. Not only will you have purchased a great property at the most affordable pricing seen in decades, but you will probably have locked in an outrageously low interest rate.

If it's good enough for Warren Buffett it might a good enough reason for you.

Read the complete article